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Tips On Saving Money

Learn tips on saving money from around the world. Create your abundance of wealth from this web site.

 Here's a new way to pay off your house.

Have you ever heard of a home loan called a ‘Mortgage Accelerator’?  Although common in Australia and the U.K, Mortage Accelerator programs are new in the U.S. and is a great money saving idea!

This program involves setting up a separate account for your normal monthly spending.  At the end of each month, unspent funds are automatically applied to the principal of your home loan.  Over time, this simple program can save you tens of thousands of dollars in mortgage interest greatly contributing to your abundance of wealth

This program is so effective that In Australia, more than one-third of homeowners use mortgage-accelerators and in the U.K., it's about 25%.  Ask your lender if they’ve started a Mortgage Accelerator program.  If not, speak with your bank about setting up your own account with automatic transfers to your mortgage company.

Read on for more tips on saving money FAST!

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Here are more saving money tips:

The following money saving tips can save you over $2,000 a year on food shopping.

Here's the easieat way to save about $500 a year.  Stop buying bottled water.  Instead, pick up a good water filter and a stainless steel water bottle.  Carry around your own water bottle with filtered water for extra money saving.  On average, most people easily spend $10 a week on bottled water.  (If you buy 2 per day, that's way over $10 per week!)  $10 x 52 (weeks per year) = $520 a year.

The Food Symmetry plan recommends that we eat organic foods which are more expensive than non-organic.  If money is tight, it's OK to buy non-organic foods EXCEPT for the ones that absorb the highest concentration of pesticides.  So, save money by buying non-organic EXCEPT for beef, milk, coffee, peaches, apples, sweet bell peppers, celery, strawberries, lettuce, grapes, sweet potatoes, and tomatoes.  This can save you several hundred dollars per year.

The best Tips of Saving Money are HERE !Buy "in season" produce.  It's always much less expensive than normal when it's "in season".

Shop at Farmer's Markets for your produce.  It's always more fresh and less expensive than any store.  If you're at work during your local Farmer's Market, ask a friend to shop for you.

Our mood affects the way we shop - therefore affecting our abundance of wealth!  We all know that when we shop hungry, we'll buy more.  But did you know that shoppers also spend more when they're tired or angry?!  Also, stay in a good mood by shopping early - before the crowds.  Plus, you'll snag the deals before they run out.

Shop on Sunday.  Armed with the fresh batch of coupons from your Sunday newspaper and the weekly sales circular, you can maximize your shopping savings. According to a recent Consumer Reports survey, using Sunday coupons and the sales curcular to shop on Sunday saved food shppers $678 annually (on average).

If you can, find a store that will honor competitors coupons.  You'll save on time, money and gas - revealing a greater abundance of wealth.

Here's a great money saving tip. Don't buy your non-grocery items at the grocery store.  For example, buy your toothpaste, shampoo and soap at the drug store.  In fact, toiletries are generally 25% higher when purchased in the grocery store.  This will save the average shopper a few hundred dollars per year.

You can do constant money saving by becoming aware that we tend to buy mostly the same foods week after week.  Keep track of what items cost at different stores.  Over time, you'll discover which stores sell which items for less. New habits such as these will automatically increase your abundance of wealth.

When it comes to shopping saving money, you will probably find that you'll save more money in local grocery stores when compared to Price Clubs - so don't be fooled.

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If you like these tips on saving money, check out these websites to save even more money on food shopping: