Tips On Saving Money
Learn tips on saving money from around the
world. Create your abundance of wealth from this web
site.
Here's a new way to pay off your
house.
Have you
ever heard of a home loan called a ‘Mortgage
Accelerator’? Although common in Australia and the U.K,
Mortage Accelerator programs are new in the U.S. and is a great
money saving idea!
This
program involves setting up a separate account for your normal
monthly spending. At the end of each month, unspent funds
are automatically applied to the principal of your home
loan. Over time, this simple program can save you tens of
thousands of dollars in mortgage interest greatly contributing
to your abundance of
wealth!
This
program is so effective that In Australia, more than one-third
of homeowners use mortgage-accelerators and in the U.K., it's
about 25%. Ask your lender if they’ve started a Mortgage
Accelerator program. If not, speak with your bank about
setting up your own account with automatic transfers to your
mortgage company.
Read on
for more tips on saving money FAST!
Here are more saving money tips:
The following money saving tips can save you over
$2,000 a year on food shopping.
Here's the easieat way to save about
$500 a year. Stop buying bottled water. Instead,
pick up a good water filter and a stainless steel water
bottle. Carry around your own water bottle with filtered
water for extra money saving. On average, most people
easily spend $10 a week on bottled water. (If you buy 2
per day, that's way over $10 per week!) $10 x 52 (weeks
per year) = $520 a year.
The Food Symmetry plan recommends that
we eat organic foods which are more expensive than
non-organic. If money is tight, it's OK to buy
non-organic foods EXCEPT for the ones that absorb the
highest concentration of pesticides. So, save money by
buying non-organic EXCEPT for beef, milk, coffee, peaches,
apples, sweet bell peppers, celery, strawberries, lettuce,
grapes, sweet potatoes, and tomatoes. This can save you
several hundred dollars per year.
Buy "in season" produce. It's always much
less expensive than normal when it's "in
season".
Shop at Farmer's Markets for your
produce. It's always more fresh and less expensive than
any store. If you're at work during your local Farmer's
Market, ask a friend to shop for you.
Our mood affects the way we shop -
therefore affecting our abundance of wealth! We
all know that when we shop hungry, we'll buy more. But
did you know that shoppers also spend more when they're
tired or angry?! Also, stay in a good mood by shopping
early - before the crowds. Plus, you'll snag the deals
before they run out.
Shop on Sunday. Armed with the
fresh batch of coupons from your Sunday newspaper and the
weekly sales circular, you can maximize your shopping savings.
According to a recent Consumer Reports survey, using Sunday
coupons and the sales curcular to shop on Sunday saved food
shppers $678 annually (on average).
If you can, find a store that will
honor competitors coupons. You'll save on time, money and
gas - revealing a greater abundance of wealth.
Here's a great money saving tip. Don't
buy your non-grocery items at the grocery store. For
example, buy your toothpaste, shampoo and soap at the drug
store. In fact, toiletries are generally 25% higher when
purchased in the grocery store. This will save the
average shopper a few hundred dollars per year.
You can do constant money saving by
becoming aware that we tend to buy mostly the same foods
week after week. Keep track of what items cost at
different stores. Over time, you'll discover which stores
sell which items for less. New habits such as these will
automatically increase your abundance of wealth.
When it comes to shopping saving money,
you will probably find that you'll save more money in local
grocery stores when compared to Price Clubs - so don't be
fooled.
If you like these tips on saving money,
check out these websites to save even more money on food
shopping:
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