How To Acheive Financial Peace 

Understanding the difference between dreams and goals might be the key to achieving financial peace. This site is dedicated to your abundance of wealth.

Are Dreams and Goals the Same Thing?

“My dream is to be independently wealthy.”

“I’m going to find the man of my dreams.”

“My dream car is a Lexus ES-300.”

“I visited Newport Beach and saw my dream house!”

How many times have you heard similar statements from friends?  And maybe you’ve even voiced a few wonderful ‘dreams’ yourself.  (I know I have!)  It’s great to have dreams!

According to millionaire author, Michael Masterson, any dream can become a goal if it meets the following criteria:

It must be Specific: Wishing for an abundance of wealth is a dream. Developing a $3 million net worth in 5 years is a goal.

It must be Actionable: Winning the lottery is a dream. Building a successful business is a goal which will attract wealth.

It must be Time-Oriented: “I’m going to be rich someday” is a dream.  “I’m going to develop financial peace with a $3 million net worth in five years" is a goal.

It must be Realistic: Developing a $3 million net worth in five years is reasonable (with a great action plan).  Developing a $3 million net worth in 3 months is not.  Although winning the lottery is possible, it is not at all realistic - therefore an unlikely way to attract wealth.  (Statistically, your odds of being struck by lightening are greater than your chance of winning the lottery.)

Dreaming feels good. Financial Peace feels better!

Dreaming feels good – and there’s absolutely nothing wrong with dreaming.  But if you’d like to ‘live your dream’ it MUST be turned into a goal.  Without goals, dreams seldom become reality.

A Harvard Business School study followed the financial status and career advancement of a group of students 10 years after their graduation and found that:

- As many as 27 percent needed financial assistance.

- 60 percent were living paycheck to paycheck.

- Only 10 percent were living comfortably.

- A mere 3 percent of them had an abundance of success and were financially independent.

The study also found these interesting goal setting correlations:

- The 27 percent that needed financial assistance never set goals for themselves and could not attract wealth.

- The 10 percent that were living comfortably only had general goals.  

- The 3 percent that experienced an abundance of wealth had not only written out their goals – they also outlined and followed the steps required to reach those goals. Clear goals can help you achieve financial peace, while dreams will not.

Even with a Harvard Business School degree, 97% were not wealthy.  The critical difference was goal setting which lead to superior career advancement.

So hold on to your dreams!  Dreams are a wonderful thing.  But if you’d like to turn any of those dreams into reality, you must first turn the dream into a goal.  Men and women of wealth have created financial peace through careful goal setting and a detailed action plan. An abundance of success awaits those who dare to set goals.

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